IDFC FIRST Power Credit Card

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IDFC FIRST Power Credit Card

Struggle less with expenses. First Power Credit Card delivers 2X rewards, 5% cashback on EMI, savings on essentials, and exclusive UPI rewards at just ₹199.

  • fuel offer
  • annual fee waiver
  • cashback discount
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Details for IDFC FIRST Power Credit Card

Tackle expenses smarter with the First Power Credit Card Earn 2X rewards, 5% EMI cashback, savings on groceries and utilities, exclusive UPI rewards, and ₹250 fuel cashback—all for just ₹199. Simplify your finances today!

₹
Joining Fee

199/-

₹
Annual Fee

199/-

Lounge Offer

  • No

Reward Points

  • 2X Rewards on other retail transactions
  • 5% savings as Rewards on IDFC FIRST FASTag recharge
  • 5% savings as Rewards on Grocery & Utility expenses

Additional Benefits

  • Welcome benefits worth ₹2250
  • Get rewarded for every UPI transaction
  • Power-packed savings on mobility, utility and other everyday expenses
  • Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
  • 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion
  • ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above
  • Complimentary Roadside Assistance worth ₹1,399
  • Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
  • Add-on card
  • Refer your friends and earn up to 10,000 Rewards (2,000 Rewards for every card set-up)

pros

  • Exclusive Introductory Offers
  • Rewarding Benefits and Bonuses
  • Fuel Surcharge Waiver
  • Premium Travel Privileges
  • Flexible Payment Solutions
  • Zero Joining Fees
  • Zero Annual Fee
  • Comprehensive Rewards on Utility Payments and More
  • Annual Fee Waiver Included
  • Flexible EMI Options
  • Valuable Membership

Cons

  • Annual Fees Included
  • Absence of Lounge Access
  • No Lifetime Free Card Option
  • Restricted Category Cashback
  • No Card Renewal Rewards
  • EMI Options Unavailable

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