IDFC FIRST EA₹N Virtual Credit Card

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Average Review

IDFC FIRST EA₹N Virtual Credit Card

Save on every transaction with the FIRST EA₹N Virtual Credit Card—1.1% cashback on app spends, 0.5% on UPI, lost card liability cover, and more!

  • cashback discount
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Details for IDFC FIRST EA₹N Virtual Credit Card

FIRST EA₹N Virtual Credit Card brings the convenience of UPI with the power of credit. Enjoy 1.1% cashback on app spends, 0.5% on UPI, lost card liability cover, and seamless payments at millions of merchants.

₹
Joining Fee

499/-

₹
Annual Fee

499/-

Lounge Offer

  • No

Reward Points

  • 1% Cashback on every spend via the IDFC FIRST Bank mobile app
  • 5% Cashback On UPI spends via other apps and all online spends

Additional Benefits

  • 100% cashback up to ₹500 on your 1st UPI transaction
  • 25% discount up to ₹100 on movie tickets booked on Paytm
  • Complimentary roadside assistance worth ₹1,399
  • Convenience of UPI + Power of Credit at 60+ million merchants
  • Lost card liability of ₹25000 and Personal accident cover of ₹200000

pros

  • Exclusive Introductory Offers
  • Rewarding Benefits and Bonuses
  • Accelerates Credit History Building
  • Flexible Payment Solutions
  • Hassle-Free Cash Advances
  • Comprehensive Rewards on Utility Payments and More

Cons

  • Annual Fees Included
  • Comparitively Less Reward Points
  • No Fuel Surcharge Waiver
  • Absence of Lounge Access
  • No Lifetime Free Card Option
  • Absent Annual Fee Waiver
  • No Card Renewal Rewards

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