IDFC FIRST Classic Credit Card

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Average Review

IDFC FIRST Classic Credit Card

Get the FIRST Classic Credit Card for unbeatable perks—2.5% cashback, 10X rewards, fuel waiver, and lounge access. Enjoy exclusive benefits at no cost!

  • fuel offer
  • lounge offer
  • lifetime free
  • cashback discount
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Details for IDFC FIRST Classic Credit Card

FIRST Classic Credit Card offers unbeatable perks: 2.5% cashback on first EMI, 10X rewards, fuel surcharge waiver, unlimited reward points, complimentary lounge access, and more—all with no annual fee!

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • Yes

Reward Points

  • 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
  • 3X Reward Points on applicable online & offline purchases for spends up to ₹20,000 per month
  • Unlimited Reward points that never expire
  • Use Reward points to instantly pay for online or in-store purchases
  • 1X Reward Points on Insurance premium payments and Utility bill payments

Additional Benefits

  • Welcome Benefits
  • 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
  • 25% discount on movie tickets
  • 4 complimentary Railway lounge
  • Complimentary Roadside Assistance worth ₹1,399
  • Fuel surcharge waiver of 1%
  • 300+ Merchant offers
  • Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000
  • Convert all transactions* above ₹2,500 into easy & convenient EMIs from your mobile app
  • Instant EMI conversion
  • Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege
  • Forex Markup at 5% for all international transactions

pros

  • Lifetime Free Card
  • Zero Joining Fees
  • Zero Annual Fee
  • Fuel Surcharge Waiver
  • Exclusive Airport Lounge Access
  • Comprehensive Rewards on Utility Payments and More
  • Exclusive Introductory Offers
  • Premium Travel Privileges
  • Flexible Payment Solutions
  • Hassle-Free Cash Advances
  • Flexible EMI Options
  • Annual Fee Waiver Included
  • Valuable Membership

Cons

  • Absent Annual Fee Waiver
  • No Card Renewal Rewards
  • Missing Contactless Payment Features
  • Less Milestone Benefits

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