IDFC First Bank Home Loan

CIBIL Score

• CIBIL score preferably above 750

Required Documents

• Aadhaar(AADHAAR card issued by UIDAI)
• Valid Driving License
• Valid Passport
• Voter’s Identity Card issued by Election Commission
• NREGA Job Card
• Salaried: Last 2 months salary slip/ latest ITR or Form 16/ last 6 months bank statement
• Self-employed: Latest ITR/ balance sheet or P&L statement/ GST return/ last 12months bank statements or CC statements, etc
• Photocopy of draft sale deed and chain title documents (if any)

Loan Processing Charges

• Up to 3% of loan amount. Upfront PF / IMD to be paid at the time login and balance at the time of loan agreement execution

Features

• Loan Tenure Up to 30 years
• We offer some of the best home loan interest rates to enable affordable repayments.
• Avail home loan amounts that are best in the industry for Salaried and Self-Employed customers
• Digitalized home loan process for a hassle-free customer experience leading to a lesser turnaround time
• Get loans of up to ₹10 Crore depending upon your eligibility
• We offer specialized insurance products to safeguard you from unforeseen events
• Avail loans for new Residential purchases, Plots, Construction, Resale, Balance Transfers, Top-ups etc.
• Exclusive home loan balance transfer program from banks and NBFCs
• Enjoy longer loan tenures of up to 30 years for comfortable repayment
• Loans below ₹2 crores processed quickly with minimal documentation
• Additional top-up facility based on your repayment history
• Up to 100% top up at the same rate as that of the balance transfer loan
• Attractive home loan interest rates