IDFC Bank SBI General Car Insurance

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IDFC Bank SBI General Car Insurance

Get comprehensive protection with SBI General Car Insurance—instant policy, personal accident cover, cashless repairs, and add-on options for your needs.

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Details for IDFC Bank SBI General Car Insurance

SBI General Car Insurance offers complete coverage for your vehicle, protecting against natural disasters, theft, accidents, and third-party liabilities. The policy includes personal accident cover for the owner-driver up to Rs. 15 Lakhs, with additional protection for passengers and paid drivers. With instant policy issuance, cashless repairs at network garages, and digital claim settlement, it ensures convenience. Add-on covers such as Depreciation Reimbursement, NCB Protection, Roadside Assistance, and more are available to tailor the coverage to your needs. From burglary to natural calamities, SBI General ensures comprehensive protection for peace of mind while on the road.

Add-on Covers

  • Depreciation Reimbursement
  • NCB Protection
  • Return to Invoice
  • Key Replacement
  • Inconvenience Allowance
  • Loss of Personal Belongings
  • Basic Roadside Assistance
  • Additional Roadside Assistance
  • Engine Guard
  • Cover for Consumables
  • EMI Protector

Policy Exclusion

  • We do not offer coverage for damage, theft or loss due to incidents related to the war, invasion, foreign enemy acts, mutiny, rebellion, etc. Any claims made must be proved to be an act not related to any of these conditions.
  • Driving without a valid license
  • Driving under the influence of drugs and alcohol
  • The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.

Personal Accident Cover

  • 15,00,000/-

Additional Benefits

  • Compulsory Third Party Liability with personal accident
  • Personal Accident to Owner Driver for Rs. 15 Lakhs
  • Instant policy issuance
  • Cover against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.
  • Cover against man-made calamity like Burglary, theft, riot, strike, malicious act & terrorist activity
  • Add on covers to suit your requirements at an additional premium
  • Coverage for natural disasters like earthquakes, floods, fires and storms
  • Coverage for theft, accidents and terrorist activities
  • Cashless repairs at network garages
  • Third-party legal liabilities cover
  • Digital claim settlement
  • Personal Accident cover to Passengers & Paid driver
  • Additional add on covers

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