ICICI Prudential iProtect Smart

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ICICI Prudential iProtect Smart

Secure your family’s future with ICICI Prudential iProtect Smart – a smart term plan with critical illness cover and flexible payout options.

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Details for ICICI Prudential iProtect Smart

ICICI Prudential iProtect Smart is a comprehensive term insurance plan offering life cover, critical illness protection, and accidental death benefits. It ensures financial security, customizable payout options, and tax savings, making it a smart choice for long-term family protection and peace of mind.

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Sum Assured

Not available

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Age

Entry Age 18 - 65 Years

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Premium Payment Term (Mode)

Single, Yearly, Half-Yearly and Monthly

Age

  • Entry Age 18 - 65 Years

Tax Benefits

  • Tax benefits u/s 80C, 80D and 10(10D)

Additional Benefits

  • ₹ 1 Crore Cover @ ₹ 28 per day
  • 34 critical illnesses covered with Critical Illnesses Benefit
  • Whole life option with cover up to 99 years
  • Choose payout option as per your family’s needs: Lumpsum, Income, Increasing Income, Lumpsum+Income
  • Option to get accidental death benefit up to 2 Cr at affordable premiums (optional)
  • Waiver of all future premiums on permanent disability due to accident
  • Receive 100% payout on diagnosis of terminal illness
  • Option to increase life cover on important milestones like at the time of marriage or birth of a child
  • Option to get protection against 34 critical illnesses like heart attack, cancer etc.
  • Whole life option with cover up to 99 years
  • Get protection against 34 critical illnesses like heart attack, cancer etc. for upto 30 years with just a copy of the diagnosis report
  • Get extra cover against accidental death up to 2 Cr
  • 13.100% payout on diagnosis of terminal illness
  • Waiver of premium on disability due to accident
  • Flexible payout options : Lumpsum, Income, Increasing income, Lumpsum+Income

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