IDFC Bank ICICI Lombard Car Insurance

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IDFC Bank ICICI Lombard Car Insurance

Get comprehensive protection with ICICI Lombard Car Insurance—cashless repairs, quick claim settlement, and coverage for accidents, theft, and natural disasters.

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Details for IDFC Bank ICICI Lombard Car Insurance

ICICI Lombard Car Insurance offers robust coverage against accidents, theft, and natural calamities like floods, earthquakes, and fires. With access to over 4,300+ cashless network garages, instant claim settlement via InstaSpect, and zero paperwork policy issuance, it’s designed for ease and convenience. Additional benefits include Personal Accident Cover, third-party legal liability, and a No Claim Bonus up to 50%. The policy also offers valuable add-ons such as Zero Depreciation Cover, Roadside Assistance, and Engine Protection. Whether for personal damage, loss of belongings, or natural disasters, ICICI Lombard ensures comprehensive, hassle-free protection.

Add-on Covers

  • Third-party legal liabilities cover
  • Third party’s death or injury
  • Instant claim settlement via InstaSpect
  • Roadside assistance cover
  • Engine protect plus cover
  • Consumables protect cover
  • Zero depreciation cover
  • Garage cash cover
  • Loss of personal belongings cover

No Claim Bonus

  • No claim bonus up to 50%

Cashless Garages

  • Cashless repairs in 4300+ network garages

Policy Exclusion

  • Car wear & tear and ageing
  • Damages while driving under the influence of drugs or liquor
  • Any consequential loss
  • Mechanical or electrical breakdown
  • Damages while driving without a valid license
  • Loss/damage due to war, mutiny or nuclear risk

Personal Accident Cover

  • 15,00,000/-

Additional Benefits

  • Gives easy access to cashless garages
  • Optional Personal Accident Cover for the insured
  • Protection against natural and manmade calamities
  • Zero paperwork policy issuance online
  • Instant claim settlement via InstaSpect
  • Coverage for theft, accidents and terrorist activities
  • Coverage for natural disasters like earthquakes, floods, fires and storms

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