IDBI Bank Home Loan

CIBIL Score

• CIBIL score preferably above 750

Required Documents

• For Salaried Customers - Application form with photograph, Identity and Residence Proof , Latest Salary-slip for last 3 months, Form 16/ITR, Last 6 months bank statement and Processing fee cheque
• For Self Employed Professionals - Application form with photograph, Identity and Residence Proof ,Education Qualifications Certificate and Proof of business existence, Last 3 years Income Tax returns (self and business), Last 3 years Profit/Loss and Balance Sheet, Last 6 months bank statements and Processing fee cheque
• For Self Employed Non Professionals - Application form with photograph, Identity and Residence Proof, Proof of business existence, Business profile, Last 3 years Income Tax returns, Last 3 years Profit /Loss Balance, Last 6 months bank statements (self and business) and Processing fee cheque

Loan Processing Charges

• Up to Rs 16,000

Features

• Repayment Track Record for a minimum period of 6 months
• The facility of additional funds in the form of Top-Up is available
• Top up facility up to 100%
• In-principle loan approval even the before property is selected.
• Extensive Range of Home Loan Products viz. Home Loan, Home Loan Interest Saver, Home Loan -Top up, Home Loan - takeover facility, Home Improvement Loan, Home Extension Loan, Home Loan - Booking Finance, Loan on second Charge/Pari-passu charge and Home Loan-Refinance Facility.
• Customized Home Loan Features for Salaried (Including NRI), Self Employed Professional.
• Already approved projects for convenience of Home Loan buyers
• Flexible Loan Repayment Option viz. Flexible Loan Installment Plan, Step up & Step down repayment facility, Tranche Based EMI.
• Broad presence across India with 1800+ Branches and 75 dedicated Loan Processing Centers.
• A loan from anywhere to purchase a home anywhere in India.
• Most experienced personnel for smooth and easy loan processing.