ICICI Rubyx Credit Card

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ICICI Rubyx Credit Card

Unlock exclusive rewards with Rubyx Credit Card—earn up to 4x points on international spends, complimentary golf, and more. No hidden fees, just pure benefits.

  • cashback discount
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Details for ICICI Rubyx Credit Card

Experience the Rubyx Credit Card for unbeatable rewards—earn up to 4x points on international purchases, enjoy complimentary golf access, and unlock exclusive benefits. With no hidden fees, it's the ultimate card for those who value simplicity and perks.

₹
Joining Fee

3000/-

₹
Annual Fee

2000/-

Lounge Offer

  • No

Reward Points

  • Earn 2 reward points on every ₹100 Domestic Spends
  • 4 reward points on every ₹100 International Spends
  • 1 reward point on every ₹100 on Utilities and Insurance

Additional Benefits

  • Get Welcome Vouchers on Shopping and Travel
  • Air Accident insurance
  • Two Complimentary rounds of golf, per month

pros

  • Exclusive Introductory Offers
  • Hassle-Free Cash Advances
  • Zero Joining Fees
  • Valuable Membership

Cons

  • Annual Fees Included
  • No Fuel Surcharge Waiver
  • Absence of Lounge Access
  • No Lifetime Free Card Option
  • Less Milestone Benefits
  • Absent Annual Fee Waiver
  • No Card Renewal Rewards
  • EMI Options Unavailable

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