ICICI Bank Personal Loan

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ICICI Bank Personal Loan

ICICI Bank Personal Loan offers flexible tenure, digital processing, and low EMIs with minimal documentation and no collateral needed.

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Details for ICICI Bank Personal Loan

ICICI Bank Personal Loan is designed to meet various personal financial needs with repayment options from 12 to 72 months. It features attractive interest rates, low EMI amounts, and a fully digital process. No collateral is required, and documentation is minimal, ensuring a quick and hassle-free application experience. Funds are disbursed swiftly, supported by prompt assistance. Its flexibility and convenience make it a reliable solution for urgent or planned financial requirements.

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Loan Amount

50,000/- to 50,00,000/-

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Interest Rate

10.85% to 16.65%.

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

  • Proof of Identity/Residence: Any one of the below Official Valid Documents (OVD) can be accepted as Current / Communication address proof only ,Passport,Driving License issued by Regional Transport Authority,Voter's Identity Card issued by the Election Commission of India,Letter from National Population Register containing details of name and address,Proof of possession of complete AADHAR Card and NREGA Card.
  • Latest 3 months Bank Statement (where salary/income is credited)
  • Salary slips for the last 3 months
  • Audited financials for the last two years
  • Office address proof
  • For Self-Employed Latest 6 months* Bank Statement
  • Proof of residence or office ownership
  • Proof of business continuity

Loan Processing Charges

  • Up to 2% of the loan amount plus applicable taxes

Features

  • ICICI Bank Personal Loan repayment tenure ranges from 12 months to 72 months.
  • Attractive Interest Rates
  • Flexible Tenure Options
  • Low EMI Amount
  • Easy Application Process
  • No Collateral Required
  • Quick Disbursement
  • Quick Assistance
  • Digital Process
  • Minimal Documentation.

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₹10,000₹1,00,00,000

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ICICI Bank Personal Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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