ICICI Bank Car Insurance

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ICICI Bank Car Insurance

ICICI Bank Car Insurance offers zero depreciation cover, 4,300+ cashless garages, quick policy, roadside help, and easy online renewals.

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Details for ICICI Bank Car Insurance

ICICI Bank Car Insurance provides complete protection against natural and man-made damages, theft, accidents, and third-party liabilities. With 4,300+ cashless network garages and instant policy issuance, it ensures convenience and reliability. The policy includes Personal Accident and Personal Damage Covers, along with optional add-ons like Zero Depreciation and Garage Cash Cover, which offers daily commute allowance when your car is under repair. You can also retain your existing No Claim Bonus when switching. Effortless online renewals, quick claims, and 24x7 roadside assistance make this insurance plan a smart and dependable choice for every car owner.

Cashless Garages

  • Go on longer drives with lesser worries Avail cashless services at 4,300+ network garages

Policy Exclusion

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Mechanical/ electrical breakdown
  • Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Vehicles being used otherwise than in accordance with limitations as to use
  • Damage to/ by a person driving any vehicles or cars without a valid license
  • Damage to/ by a person driving the vehicle under the influence of drugs or liquor
  • Loss/ damage due to war, mutiny or nuclear risk

Additional Benefits

  • Roadside Assistance
  • Instant Policy
  • Renew your policy with ease We have made online policy renewal quick, effortless and convenient
  • A dent in your car will not cause a dent in your finances Get Zero Depreciation Cover and avail coverage on replaced parts with no deduction for depreciation
  • Switch to our policy and retain existing benefits Transfer your No Claim Bonus* from an existing policy, if you haven’t made a claim
  • Get allowance for your daily commute when your car is getting repaired Our Garage Cash Cover offers you a daily allowance for each day that your car is in the garage
  • Loss or Damage to your vehicle against Natural Calamities
  • Loss or Damage to your vehicle against Man-made Calamities
  • Personal Accident Cover
  • Third Party Legal Liability
  • No Claim Bonus (NCB): valid within 90 days of renewal