HDFC Small Savings Account

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HDFC Small Savings Account

BSBDA Small Savings Account offers essential banking with zero balance, free transactions, and easy access. A smart way to start saving today!

  • cheque availibilty
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Details for HDFC Small Savings Account

BSBDA (Basic Savings Bank Deposit Account) is a zero-balance savings account designed for hassle-free banking. Enjoy free deposits, withdrawals, and essential banking services without maintaining a minimum balance. Ideal for individuals seeking a simple, accessible, and secure savings option.

Interest Rate

3.50% p.a

Withdrawal Limit

Not available

Transaction Limit

Not available

Minimum Balance Required

  • Nil

Eligibility Criteria for Opening an Account

  • You are a resident individual and do not have complete KYC.
  • Photo ID proof as per the bank’s acceptable list of documents.
  • Address proof as per the bank’s acceptable list of documents.

Additional Benefits

  • Free Rupay card to access your account
  • Free passbook facility for all individual account holders
  • Enjoy free cash deposits at branches and ATMs within the prescribed limits of BSBDA Small account
  • Access your account with your free Rupay Card
  • 4 withdrawals free per Month including Cash withdrawals (Branch/ ATMs), NEFT/RTGS (Branch), Clearing, Funds Transfers, Internet Debits, Standing Instructions, EMI, POS Transactions, etc. In case of more than 4 withdrawals in a month across any mode, charges nature & mode of transaction would be applicable. Click here to know more
  • Free lifetime BillPay
  • Free e-mail statements