HDFC Regular Savings Account

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HDFC Regular Savings Account

Open a Regular Savings Account for easy banking, secure savings, and competitive interest rates. Start saving today with simple, hassle-free services!

  • cheque availibilty
  • penalty for nonmaintenance
Visit Site Apply Now Terms & Conditions Apply

Details for HDFC Regular Savings Account

The Regular Savings Account offers easy access to your funds, competitive interest rates, and essential banking features. Perfect for individuals looking for a reliable and straightforward savings option with minimal requirements and convenient services like ATM access and passbook facilities.

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Interest Rate

3.50% p.a

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Withdrawal Limit

Not available

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Transaction Limit

Not available

Minimum Balance Required

  • AMB for Metro & Urban AMB Requirement10,000/- or FD of ` 1 Lac for minimum1 year 1 day period
  • Semi Urban - ` 5,000/- or FD of ` 50,000 for minimum 1 year 1 day period
  • • AQB for Rural - ` 2,500/- or FD of 25,000/- for minimum 1 year 1 day period

Eligibility Criteria for Opening an Account

  • Resident Individuals (sole or joint account)
  • Hindu Undivided Families
  • Foreign Nationals Residing in India
  • Minor above the age of 10 years are eligible to open self operated minor account and an ATM/Debit card can be issued to the Minor

Additional Benefits

  • Take advantage of exclusive discounts and offers through our online shopping portal offers.smartybuy.hdfcbank.com
  • Get a Safe Deposit Lockers.
  • Save more with Super Saver Facilities on your account
  • Annual Maintenance Charge (AMC) waived off for the first year for your first Demat Account
  • Make use of our free passbook and email statement facilities
  • BillPay allows you to pay your utility bills with ease. You can set instructions for payments over the phone or online
  • Our NetBanking, PhoneBanking and MobileBanking facilities allow you to check your Bank Account balance, pay utility bills, stop cheque payments and more from wherever you are
  • Our wide network of branches and over 20,000 ATMs ensure all your banking needs are met, no matter where you are
  • Enjoy a host of benefits and features on your Debit Card
  • Offers on your Millennia Debit card
  • Offers on your MoneyBack Debit Card

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