HDFC Life Cardiac Care

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HDFC Life Cardiac Care

Protect yourself from heart-related illnesses with HDFC Life Cardiac Care – comprehensive coverage and financial security when you need it most.

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Details for HDFC Life Cardiac Care

HDFC Life Cardiac Care offers specialized health insurance for over 18 heart conditions. It ensures financial support, multiple claim options, and lump-sum payouts, easing treatment burdens and recovery. Ideal for individuals seeking focused cardiac protection with lifelong renewability and tax benefits.

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Sum Assured

2,00,000/- to 50,00,000/-

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Age

Entry Age 18 to 65 Years, Maturity Age 23 to 75 Years

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Premium Payment Term (Mode)

Single Premium, Annual, Half-yearly, Quarterly and Monthly

Age

  • Entry Age 18 to 65 Years, Maturity Age 23 to 75 Years

Tax Benefits

  • Tax benefits under Section 80D of the Income Tax Act 1961

Policy Tenure

  • 5 to 40 Years

Additional Benefits

  • Protects you financially from an extensive list of heart ailments
  • Get adequate financial protection and be prepared for exigencies related to cardiovascular conditions
  • The plan offers you a Base Benefit along with the option to choose from Hospitalization Benefit, Indexation Benefit and Income Benefit
  • Tax Benefits
  • Hospitalization Benefit
  • Indexation Benefit
  • Income Benefit
  • Benefit shall be payable only after a minimum of 24 hours of hospitalization due to one of the covered and admissible conditions as per the plan and for which the claim has been successfully admitted
  • Fixed lump sum payout irrespective of actual expenses incurred for diagnosis/procedure
  • Comprehensive cover for an extensive list of cardiac conditions and procedures
  • Multiple Claims of same or different conditions/ procedures can be covered subject to the exhaustion of applicable Sum Insured
  • Option to choose Indexation benefit to ensure you stay ahead of medical inflation
  • Option to choose Hospitalization benefit to get lump sum payout in case you are hospitalized due to any of the covered conditions

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