HDFC InvestRight 2-in-1 Demat Account

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HDFC InvestRight 2-in-1 Demat Account

Open an HDFC Bank InvestRight 2-in-1 Demat Account for simplified transactions, secure investments, diverse options, and exclusive benefits with easy management.

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Details for HDFC InvestRight 2-in-1 Demat Account

The InvestRight 2-in-1 Demat Account from HDFC Bank offers seamless investment management by linking your Demat and Trading accounts with your Savings Account. It simplifies transactions, with funds automatically deducted from your Savings Account. The account ensures enhanced safety with electronic securities and HDFC Bank’s secure infrastructure. Enjoy diverse investment options, including equities, mutual funds, ETFs, and more, with the convenience of managing everything through HDFC Bank’s app or net banking. Additional perks include preferential pricing, first-year AMC waiver, and the ability to pledge assets for digital loans—making it an excellent choice for investors seeking security and convenience.

AMC

Not available

Transaction Fees

Not available

Eligibility

  • Age Requirement: You must be at least 18 years old. However, if minors wish to open an account, they need a guardian to operate it until they reach the legal age.
  • Indian Residency: Indian residents, including salaried employees, self-employed individuals, and students, can open an account if they have valid proof of identity and address.
  • KYC Compliance: You must be compliant with Know Your Customer (KYC) regulations. This involves submitting documents like PAN card, Aadhaar, and recent photographs to verify identity and residence.
  • Valid Bank Account: You need active HDFC Bank Savings or Salary account to open a 2-in-1 Demat Account

Account Maintenance Fees

  • Free For First Year

Additional Benefits

  • Simplified Transactions - With the Trading Account, you can execute buy and sell orders, while the Demat Account holds securities in electronic form. The linking of Savings Account with Demat and Trading accounts simplifies the transaction process, where the amount is directly deducted from Savings Account.
  • Safety and Security - Demat Accounts keep shares and securities in electronic form, reducing the risk of loss, theft, or damage associated with physical share certificates. HDFC Bank’s robust security infrastructure adds an additional layer of safety.
  • Ease of Management - With all your investments in one place, managing portfolios is easier. You can view, track, and make adjustments directly through HDFC Bank’s InvestRight App, Net Banking or mobile app.
  • Seamless Transfers - The integration between Savings, Demat and Trading Account ensures smooth transactions. Funds and securities are automatically transferred between these accounts during each trade. Plus, you do not need to add your funds to any digital wallet.
  • Wide Range of Investment Options - With an HDFC Bank 2-in-1 Demat Account, you can trade in a variety of assets, including equities, mutual funds, bonds, and exchange-traded funds (ETFs). This diversity offers greater flexibility in portfolio management.
  • Preferential pricing - Premier Banking customers receive special rates and discounts on Account Maintenance Charges (AMC). Additionally, as a HDFC Bank Savings Account holder you enjoy a first-year AMC waiver when opening a new Demat Account.
  • Basket Investing - You can build long-term wealth with a diversified, professionally curated portfolio. You can invest in multiple stocks and ETFs simultaneously using the convenient one-click investment feature.
  • Digital Loan Facility - You can pledge your shares and mutual funds for a fast digital loan. This gives you quick financing access while retaining your valuable assets without liquidation.