HDFC ERGO Personal Accident Plan

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HDFC ERGO Personal Accident Plan

Get comprehensive coverage with HDFC ERGO Personal Accident Plan—protect yourself and your loved ones against unforeseen accidents with quick claim settlement.

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Details for HDFC ERGO Personal Accident Plan

The HDFC ERGO Personal Accident Plan offers financial protection in case of accidents, covering accidental death, disability, and hospitalization. It provides 24/7 global coverage, fast claim processing, and customizable plans to suit individual needs. Ensure peace of mind for you and your family with affordable premiums and extensive benefits.

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Sum Insured

10,00,000/- to 1,00,00,000/-

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Age

18 years to 65 years

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Policy Terms

1,2 and 3 Years

Age

  • 18 years to 65 years

Specific Exclusions

  • Intentionally
  • Due to Civil War or Foreign War
  • Under the influence of Alcohol /drug
  • Due to driving two wheeler of more than 150 cc
  • Due to AIDS / HIV
  • Due to active participation in violent labour disturbance / public disorder
  • On duty with military or police force or paramilitary organization
  • Due to participation in hazardous sports

Renewability and Coverage

  • Accidental Death
  • Permanent Disability
  • Dependent Child Education Benefit-Payable for 1 year
  • Medical Insurance Premium Indemnity payable upto 1 year
  • Dependent Girl Child Wedding Benefit
  • Hospital Daily Cash-Accident only
  • In-Hospital Medical Expenses-Accident Only
  • Dependent Child Education Benefit-Payable for 1 year

Additional Benefits

  • The cover provided is applicable 24 hours a day, 7 day a week, 365 / 366 days of the year
  • The individual stands protected by this Personal Accident cover in India and any other location worldwide
  • No health check up required
  • Life Long Renewability​​​​​​​

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