HDFC Bank Personal Loan

Age

• 21 to 60 years

CIBIL Score

• A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

• Identity Proof & Address Proof - Copy of valid passport,Voter ID card,Driving license and Aadhaar card
• Bank statement of previous 3 months or Passbook of previous 6 months
• Two latest salary slips/current dated salary certificates with the latest Form 16

Nature of Employment

• Employees of private limited companies
• Employees of public sector undertakings (central, state, and local bodies)

Minimum Monthly Income

• Minimum monthly net income of ₹25,000

Loan Processing Charges

• Up to ₹ 6,500/- + GST

Minimum Work Experience

• Minimum of 2 years of total work experience, with at least 1 year in the current organisation

Features

• No Collateral Required
• Personal Loans are processed swiftly, ensuring you receive the funds in no time—often within seconds or just a few days after approval.
• Use your loan for virtually any purpose; be it a wedding, home renovation, medical emergency or travel. There are no restrictions on how you spend the funds.
• Benefit from fixed and affordable EMIs that ensure easy repayment without stretching your finances.