FedPremia - Personal Loan

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FedPremia - Personal Loan

FedPremia Personal Loan offers fast approval, minimal paperwork, low interest rates & up to 60 months tenure. Apply at any branch today.

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Details for FedPremia - Personal Loan

FedPremia Personal Loan is designed to meet your personal financial needs with ease. Enjoy flexible repayment options with a tenure of up to 60 months, competitive interest rates, and hassle-free processing. With minimal documentation and availability across all branches, getting funds quickly has never been simpler. Whether it's for a wedding, travel, education, or emergency, FedPremia ensures quick disbursal and reliable service. Processing charges range from 1.5% to 2.5% of the loan amount, making it a transparent and trusted choice.

Loan Amount

Maximum Loan amount of 25,00,000/-

Interest Rate

11.49% to 14.49%

Age

  • Maximum age – 60 years at the end of loan tenure

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card)
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport)
  • Copy of PAN Card
  • Latest Passport size photo of the applicant (2 copies)
  • Latest salary certificate/Last 3 months salary slips
  • Form 16/Income Tax Returns( last 2 years)
  • Last 6 months salary account statement
  • Loan application form duly signed

Minimum Monthly Income

  • monthly net salary Rs.25000/- and above

Loan Processing Charges

  • 1.5%-2.5% of loan amount

Minimum Work Experience

  • Number of years in the present Job* – 3 years

Features

  • Maximum tenure of 60 months
  • Attractive rate of interest
  • Faster processing
  • Minimal paperwork
  • Available at all branches .

₹10,000₹1,00,00,000

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FedPremia - Personal Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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