Federal Bank Senior First Health Insurance

Tax Benefits

• Tax Savings - Income tax benefit up to INR 21,372 under the Section 80D of the Income Tax Act, 1961%. Claim additional tax-saving benefit under 80D, if you pay premium on your parent’s behalf.

Hospital Benefits

• ReAssure Benefit

Copayment Deductibles

• An optional benefit to reduce co payment from 50% to 20%/30%/40%
• Choose your annual deductibles option as per your requirements and enjoy a co-payment free health cover.

Renewability and Coverage

• Day 1 Health Check-up
• No mandatory pre-issuance medical tests
• No sub-limits on common health conditions
• Reduce Co-payment
• Swap co-payment for deductibles

Additional Benefits

• Enhance Sum Insured up to 100% with No Claim Bonus
• Safeguard – Most opted Add-on. For a truly Cashless Experience
• Tenure discount - Get discount of 7.5% on the premium of second policy year if you pay for a 2-year policy term in advance, and additional 15% discount on third year’s premium if you choose a 3-year policy term.
• Standing Instruction discount - Get 2.5% discount on renewal premium if standing instruction for auto debit on renewal is provided and the policy is renewed using the same.