Federal Bank Pre-Approved Personal Loan

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Federal Bank Pre-Approved Personal Loan

Get instant credit with Federal Bank’s Pre-Approved Personal Loan—no paperwork, no delay, just quick funds directly to your account.

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Details for Federal Bank Pre-Approved Personal Loan

Federal Bank’s Pre-Approved Personal Loan offers instant funds with zero paperwork and no application process. The loan is directly credited to your account, with flexible tenures from 12 to 48 months. Pre-closure is allowed anytime without charges. It’s a hassle-free solution with no underwriting or documentation, making it ideal for urgent financial needs. Processing fee is 2% of the loan amount plus GST. Enjoy seamless, fast financing tailored to your profile.

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Loan Amount

Loan amount up to 7,50,000/-

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Interest Rate

11.99% to 17.99%

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Loan Processing Charges

  • Processing Fee collected is 2% of the loan amount plus GST.

Features

  • Loan is pre approved. No application, no further processing, no further underwriting
  • No manual documentation
  • Instant credit to the Savings Bank account
  • Loan can be pre-closed any time during the tenure of the loan without any pre-closure charges
  • Loan tenure ranges from 12 months to 48 months depending on the profile of the customer

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₹10,000₹1,00,00,000

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Federal Bank Pre-Approved Personal Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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