Federal Bank Niva Bupa Health Premia

Age

• The entry age under this policy can be from 91 days to 65 years.

Tax Benefits

• Save tax under Section 80D of the Income Tax Act when you buy a Niva Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details.

Hospital Benefits

• Hospital Accommodation
• Health Checkup
• Automatic free of charge extension for 1 year if the Policyholder (who should also be an Insured Person) dies or is diagnosed or undergoes treatment for the first time, with any of the Specified Illness during the Policy.

Copayment Deductibles

• There will be no co-payment if you choose Zone 1 coverage. If you choose Zone 2 coverage, you will be entitled for a premium discount but will have to bear a 20% co-payment for treatment in Mumbai (including Navi Mumbai and Thane), Delhi NCR, Kolkata & Gujarat state.

Renewability and Coverage

• In-patient Care (Hospitalisation)
• Pre & Post Hospitalisation Medical Expenses
• Day care treatments covered
• Domiciliary Hospitalisation
• We will indemnify the medical expenses incurred on the insured person’s hospitalization for Inpatient Care on treatment taken under Ayurveda, Unani, Siddha and Homeopathy.
• Organ Transplant
• Emergency Ambulance
• Unlimited tele / online consultations available under this product.
• Maternity Benefit
• Newborn Baby
• Pharmacy and Diagnostic Services
• Loyalty Additions
• HIV / AIDS
• Emergency assistance services
• Mental Disorder Treatment
• Personal Accident Cover (Optional)
• Critical Illness Cover (Optional)
• Enhanced Loyalty Additions (Optional)

Additional Benefits

• Cashless Facility can be availed only at our Network Providers or Service Providers. Please contact us for more details.
• Direct Claim Settlement - We believe you should focus on the treatment of your loved ones rather than running after claim settlement. Therefore, all claims are processed directly by our customer service team.