CSB Bank Personal Loan

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CSB Bank Personal Loan

Get CSB Bank Personal Loan with low interest rates, flexible EMI options, minimal documentation & fast approval for salaried individuals.

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Details for CSB Bank Personal Loan

CSB Bank Personal Loan is ideal for salaried individuals and doctors seeking quick, hassle-free financing. Enjoy competitive interest rates, flexible repayment from 12 to 72 months, and higher loan eligibility based on salary and employer category. With minimal documentation and swift approval, it’s designed to meet urgent financial needs efficiently. The loan comes with a nominal 1% processing fee and attractive benefits tailored for professionals, making it a reliable option for personal financial requirements.

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Loan Amount

Minimum 75,000/- to Maximum 40,00,000/-

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Interest Rate

1.12% to 19% per annum

Age

  • Individuals between 23 and 60 years of age

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Nature of Employment

  • Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies

Minimum Monthly Income

  • Those who earn a minimum of 15,000 net income per month.

Loan Processing Charges

  • 1% of the loan amount

Minimum Work Experience

  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer

Features

  • Repayment is done through monthly EMIs
  • Competitive pricing / Rate of Interest (ROI) in industry.
  • Flexible Repayment options, ranging from 12 to 72* months.
  • Is given to salaried individuals
  • Repayment is done through monthly EMIs
  • Less Documentations & Speedy loan approval.
  • Attractive rates for salaried customers & Doctors
  • Higher Loan Multiplier basis company category and salary bracket for applicant

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CSB Bank Personal Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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