CSB Bank Housing Loan

Home » Home Loan » CSB Bank Housing Loan

4

Average Review

CSB Bank Housing Loan

Get CSB Bank Housing Loan with flexible tenure up to 20 years, balance transfer, 100% financing & no prepayment penalty.

Visit Site Apply Now Terms & Conditions Apply

Details for CSB Bank Housing Loan

CSB Bank Housing Loan is designed to make home ownership easier with up to 100% financing and flexible repayment from 12 to 240 months. It caters to both residents and NRIs, offering competitive interest rates starting at 9.1% p.a. Enjoy zero prepayment penalty and easy balance transfer options. With minimal processing charges of just 0.50%, it’s a smart choice for buying or constructing your dream home. Choose CSB for a hassle-free and customer-friendly home loan experience.

CIBIL Score

  • CIBIL score preferably above 750

Required Documents

  • Proof of Identity - Adhaar Card , Passport , Driving License , Voter ID, Job Card by NREGA,Letter issued by National Population Register containing name & address of holder
  • Proof of Residence - Adhaar Card , Passport ,Driving License ,Voter ID , Job Card by NREGA and Letter issued by National Population Register containing name & address of holder
  • Proof of Income - Salaried - 3 Months' Salary Slip / Certificate , Latest ITR / Form 16 and 1 Year Bank Statement
  • Self Employed - 3 Year ITR with Financials , 1 Year Bank Statement and Business Continuity Proof (3 Years)
  • 1 Year NRE / NRO Account Statement
  • Salary Slip / Certificate
  • 1 Year Salary Account Statement
  • Oversea Credit Report
  • Valid VISA Copy
  • Passport
  • POA
  • Valid Work Permit
  • Balance Transfer - 12 Months Statement of Account , Existing Loan Account Statement up to 1 Year, Foreclosure Letter and List of Documents from BT bank.
  • Additional Documents - Own Contribution Receipt / Proof

Loan Processing Charges

  • 0.50% of the loan amount

Features

  • Tenure - Maximum up to 20 Years
  • Flexible Repayment options, ranging from 12 to 240* Months.
  • Balance Transfer Facility Available
  • Loans for both residents & NRIs.
  • Up to 100% of agreement value / purchase cost
  • No Prepayment Penalty

₹10,000₹1,00,00,000

0%20%

1 Year30 Years

CSB Bank Housing Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
Apply Now