Cent Personal Loan Scheme

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Cent Personal Loan Scheme

Get personal loans up to your needs with Cent Personal Loan Scheme at 11.65%-12.40% interest. Easy EMIs & quick processing.

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Details for Cent Personal Loan Scheme

Cent Personal Loan Scheme offers flexible personal financing with a repayment period of up to 84 EMIs. Ideal for emergencies, weddings, or big purchases, this loan comes with competitive interest rates ranging from 11.65% to 12.40% and minimal processing charges (1% + GST). Quick approval and a simple application process make it a smart choice for salaried individuals seeking stress-free funding.

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Loan Amount

24 times of gross salary subject to Maximum Rs.20 Lakh and Min. net take home pay 50% of gross salary after taking into consideration payment of statutory dues, repayment of various loans including the instalment of proposed loan.

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Interest Rate

11.65% to 12.40%

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Nature of Employment

  • Permanent Employees of Railways, Government institutions, Central and State Government, Schools, Hospitals, Municipal Bodies etc. having completed ONE year of service and having salary account with our Bank

Minimum Monthly Income

  • Minimum Gross Salary- Rs.1.80 Lakh p.a.

Loan Processing Charges

  • 1.00% of loan amount + GST

Minimum Work Experience

  • Confirmed/ Permanent employees of Indian/ Multinational Companies having completed minimum THREE years of service and having salary account with our Bank.

Features

  • Repayment period - 84 Equated Monthly Installments (In multiples of 12)

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Cent Personal Loan Scheme EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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