Care Heart Health Insurance

Age

• 18 years

Waiting Period

• Initial waiting period - 30 days for any illness ( except accidental injury)
• Named ailment waiting period - 24 months of continued coverage
• Pre-existing disease waiting period - 24 months of continued coverage

Copayment Deductibles

• Lifelong Renewability
• For customer age up to 70 years 20% of the claim amount has to be borne by you ,In case of renewal at age >=71 years 30% co-payment will be charged. Customer can pay extra premium to reduce the co-payment by 10%
• For entry age > 70 years, 30% of the claim amount has to be borne by you, Reduction in co-payment not possible for customers entering at age>70 years

Additional Benefits

• Customers already diagnosed with Heart ailments are eligible for this policy
• No pre-policy health check-up required for Policy Issuance
• Up to 50% Increase in Sum Insured with No Claim Bonus*
• Automatic recharge of Sum Insured once in a Policy Year
• Once in a year cardiac health check-up for insured members
• Only 2 years wait period for pre-existing diseases