Canara Ready Cash

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Canara Ready Cash

Get 24x7 digital access to Canara Ready Cash with zero security, no margin, and flexible repayment—seamless journey, no branch visits.

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Details for Canara Ready Cash

Canara Ready Cash is a fully digital, instant loan facility offering 24x7 access without any physical branch visit. With zero margin, no security, and repayment flexibility from 12 to 60 months, it ensures ease and affordability. Borrowers need a minimum Net Take Home of ₹10,000 or 25%, whichever is higher. Enjoy a seamless, paperless journey tailored for your convenience—ideal for quick financial needs with no co-obligation and simplified processing.

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Loan Amount

Minimum 50000/- to Maximum upto 10,00,000/-

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Interest Rate

9.00% to 15.75%

Age

  • Minimum entry age 21 years & Maximum entry Age 55 years.

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

  • Digital Documentation shall be invoked based on Aadhar number enabled OTP for consent/ acceptance for execution of E-stamping & E-Signing as per sanction terms & conditions.

Minimum Monthly Income

  • Minimum salary credit of Rs. 50000/- per month

Loan Processing Charges

  • 0.50% of the loan amount with a minimum of Rs 500/- and maximum of Rs 2500/- (excluding applicable taxes).

Features

  • Minimum Net Take Home Salary (NTH) of borrower should not be less than 25% or Rs. 10,000/- p.m. whichever is higher after meeting instalments of all existing loans and proposed loan.
  • The facility will be available 24*7.
  • Seamless customer journey.
  • No Physical visit to the branch. Complete END to END digital journey.
  • Repayment Minimum 12 Months to Maximum 60 Months.
  • Margin Nil
  • Security Nil (Co-Obligation Waived)

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Canara Ready Cash EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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