Baroda Digital Pre-Approved Personal Loan

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Baroda Digital Pre-Approved Personal Loan

Baroda Digital Pre-Approved Personal Loan offers paperless processing, flexible tenure, and direct disbursement for eligible Bank of Baroda customers.

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Details for Baroda Digital Pre-Approved Personal Loan

Baroda Digital Pre-Approved Personal Loan is designed for select Bank of Baroda customers, offering a quick, paperless experience with instant disbursement. With a repayment tenure ranging from 18 to 36 months, it comes with attractive interest rates and zero prepayment charges on floating rate options. This loan ensures convenience by eliminating paperwork and allowing direct credit to your account. Ideal for urgent personal expenses, it simplifies borrowing through a secure, fully digital platform.

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Loan Amount

50,000/- to 5,00,000/-

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Interest Rate

From 13.05% to 16.55%

Age

  • Minimum -21, Maximum age - “Less than 57 years

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

  • Valid Mobile number (Linked with Bank of Baroda Account Number)
  • Aadhar number for procurement of OTP for E-Stamping & E-Sign

Nature of Employment

  • Salaried individuals and Self Employed

Loan Processing Charges

  • Processing charge @2% of loan amount + Applicable GST

Features

  • Repayment Period - Pre - Approved Personal Loan: 18-36 months
  • Paperless Process
  • Direct Disbursement
  • No Prepayment Charges for Floating Rate of Interest
  • Attractive Interest Rates

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₹10,000₹1,00,00,000

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Baroda Digital Pre-Approved Personal Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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