BOI Visa Gold International Credit Card

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BOI Visa Gold International Credit Card

Get global access and exclusive benefits with the VISA Gold International Credit Card. Enjoy easy EMI options, high cash withdrawals, and 2X reward points.

  • lounge offer
  • cashback discount
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Details for BOI Visa Gold International Credit Card

The Bank Of India Visa Gold International Credit Card offers 2X reward points on POS and ECOM transactions (excluding blocked categories), making every spend rewarding. Enjoy worldwide acceptance, lounge access, and EMI at POS with select merchants. Withdraw up to ₹15,000 daily from any ATM globally. With a billing cycle tailored for salaried individuals and flexible add-on card limits, this card is ideal for frequent travelers and savvy spenders seeking convenience, benefits, and international usability in one smart package.

Joining Fee

0

Annual Fee

300/-

Lounge Offer

  • Yes

Reward Points

  • Customer will get 2X Reward points in POS an ECOM transactions. *(Excluding Blocked Categories).

Additional Benefits

  • Card is accepted at all the Domestic and foreign merchants across the globe.
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
  • Maximum amount of cash limit is 50% of the spending limit.
  • Maximum amount of cash that can be withdrawn from – ATM –Rs. 15,000 per day from any ATM locations worldwide.
  • Billing cycle is from 16th of current month to 15th of next month.
  • Payment is to be made on or before 5th of succeeding month which mostly suits the requirement of salaried class.
  • Flexible credit limits for add-on cards.

pros

  • Rewarding Benefits and Bonuses
  • Fuel Surcharge Waiver
  • Premium Travel Privileges
  • Accelerates Credit History Building
  • Flexible Payment Solutions
  • Hassle-Free Cash Advances
  • Flexible EMI Options
  • Comprehensive Rewards on Utility Payments and More
  • Valuable Membership

Cons

  • Annual Fees Included
  • No Fuel Surcharge Waiver
  • No Lifetime Free Card Option
  • Absent Annual Fee Waiver