BOI Rupay Swadhan Platinum Credit Card

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BOI Rupay Swadhan Platinum Credit Card

Rupay Swadhan Platinum Credit Card offers global acceptance, 2X reward points, EMI options, and unmatched cash withdrawal limits—no annual fees, just rewards.

  • lounge offer
  • cashback discount
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Details for BOI Rupay Swadhan Platinum Credit Card

The Bank Of India RuPay Swadhan Platinum Credit Card offers double reward points on POS and e-commerce transactions, making every purchase rewarding. Enjoy lounge access, comprehensive insurance, EMI at POS, and global acceptance at domestic and international merchants. With a flexible billing cycle, add-on card credit limits, and a cash withdrawal limit of up to 50% of your credit, it ensures convenience and control. Ideal for secure, flexible spending with exclusive lifestyle benefits and superior cardholder privileges.

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Joining Fee

0

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Annual Fee

0

Lounge Offer

  • Yes

Reward Points

  • Earn 2X reward points on point-of-sale (POS) e-commerce ECOM) transactions

Additional Benefits

  • all domestic and international merchants across the globe, providing you with convenience and flexibility in your transactions.
  • Comprehensive Insurance Cover
  • EMI at POS Facility
  • cash limit of up to 50% of the spending limit
  • Maximum Cash Withdrawal
  • Billing Cycle
  • Flexible Credit Limits for Add-On Cards

pros

  • Rewarding Benefits and Bonuses
  • Flexible Payment Solutions
  • Robust Purchase Protection
  • Hassle-Free Cash Advances
  • Accelerates Credit History Building
  • Premium Travel Privileges
  • Comprehensive Rewards on Utility Payments and More
  • Flexible EMI Options

Cons

  • Absent Annual Fee Waiver
  • Absence of Lounge Access
  • No Lifetime Free Card Option
  • Comparitively Less Reward Points
  • Terms and Conditions Included
  • Missing Contactless Payment Features

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