BOI Family Health Optima Insurance Plan

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BOI Family Health Optima Insurance Plan

Secure your family's health with BOI Family Health Optima Insurance Plan. Comprehensive coverage, easy claims, and reliable financial protection.

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Details for BOI Family Health Optima Insurance Plan

The Bank Of India Family Health Optima Insurance Plan offers extensive health coverage for your entire family. With features like cashless hospitalization, pre- and post-hospitalization expenses, and an easy claims process, it ensures peace of mind. Protect your loved ones from unexpected medical expenses with a plan designed for all ages.

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Sum Insured

Not available

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Age

Any person aged between 18 and 65 years can avail this policy. Dependent children are covered from the 16th day onwards up to 25 years.

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Policy Terms

Not available

Age

  • Any person aged between 18 and 65 years can avail this policy. Dependent children are covered from the 16th day onwards up to 25 years.

Copayment Deductibles

  • This policy is subjected to co-payment of 20% of each and every claim amount for fresh as well as renewal policies for insured persons whose age at the time of entry is 61 year and above.

Renewability and Coverage

  • In-Patient Hospitalisation
  • Pre-Hospitalisation
  • Post-Hospitalisation
  • Shared Accommodation
  • Road Ambulance
  • Air Ambulance
  • Automatic Restoration of Sum Insured
  • Day Care Procedures
  • Domiciliary Hospitalisation
  • Organ Donor Expenses
  • Repatriation of Mortal Remains
  • Cataract Treatment
  • Treatment in Valuable Service Providers
  • Health Check-Up
  • Option to choose Voluntary Co-payment

Additional Benefits

  • This policy provides wide coverage to family members including self, spouse, dependent children (maximum 3), parents and parents-in-law.
  • Loyalty Bonus
  • Additional Sum Insured for Road Traffic Accident (RTA)
  • Assisted Reproduction Treatment
  • Hospitalisation Expenses for Treatment of New Born Baby
  • AYUSH Treatment
  • Emergency Domestic Medical Evacuation
  • Compassionate Travel
  • Second Medical Opinion
  • Modern Treatment
  • Recharge Benefit

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