IndiaFirst Life Smart Pay Plan

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IndiaFirst Life Smart Pay Plan

IndiaFirst Life Smart Pay Plan offers life cover, limited premium payment, and guaranteed income—ideal for securing future financial goals.

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Details for IndiaFirst Life Smart Pay Plan

IndiaFirst Life Smart Pay Plan offers limited premium payments with guaranteed income, life cover, and wealth accumulation. Ideal for long-term financial goals, it ensures financial stability with minimal risk. Flexible payout options and tax benefits make it a smart choice for disciplined wealth creation.

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Sum Assured

Not available

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Age

Entry Age: 3 to 50 Yrs

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Premium Payment Term (Mode)

Not available

Age

  • Entry Age: 3 to 50 Yrs

Additional Benefits

  • Pay for a shorter period with options suiting your time horizon and fulfil your long-term goals.
  • Continue to enjoy life cover benefit even if you miss to pay one premium (applicable after you have paid two full years’ premiums).
  • Enjoy the upside of earnings with an annual bonus (if any).
  • Get 103% of your one annual premium back as survival benefit.
  • At the end of term, you get Sum Assured at Maturity plus accrued bonuses (if any).
  • Option to add Waiver of Premium Rider to secure your loved ones from burden of paying future premiums in case of occurrence of death, accidental total permanent disability or any of the defined critical illness while continuing the benefits of this savings plan.
  • Tax* benefit may be available on the premiums paid and benefits received as per prevailing tax laws.
  • Smart Payment Term which allow you to pay premiums as per your needs
  • Smart Cover continues even if you miss paying a premium (applicable after two policy years)
  • Smart Features return you an amount equal to 103% of your Annualized Premium just before you have to pay your last premium

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