BOB Auto Secure Private Car Package Policy - TATA AIG

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BOB Auto Secure Private Car Package Policy - TATA AIG

TATA AIG Auto Secure Car Policy offers wide coverage, add-ons, roadside help, and claim support with cashless garages across India.

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Details for BOB Auto Secure Private Car Package Policy - TATA AIG

TATA AIG's Auto Secure Private Car Package Policy offers comprehensive protection against damage or loss due to accidents, theft, fire, natural disasters, and even terrorist acts. With features like No Claim Bonus Protection, Emergency Transport & Hotel Expenses, and Daily Allowance, it ensures complete peace of mind. The policy also includes Roadside Assistance as an add-on, along with Personal Accident and Damage Cover. Coverage extends to transit-related risks and calamities like earthquakes, floods, and landslides. With a wide cashless garage network and flexible add-ons, it’s a smart, secure, and reliable choice for your car.

Policy Exclusion

  • Any accidental loss or damage and/or liability caused sustained or incurred outside the Geographical Area.
  • Any claim arising out of any contractual liability
  • Any accidental loss or damage and/or liability caused sustained or incurred whilst the vehicle insured herein is,being used otherwise than in accordance with the ‘Limitations as to Use’ or being driven by or is for the purpose of being driven by him/her in the charge of any person other than a Driver as stated in the Driver’s Clause.
  • any accidental loss or damage to any property what so ever or any loss or expense what so ever resulting or arising there from or any consequential loss.
  • any liability of what so ever nature directly or indirectly caused by or contributed to by or arising from ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purpose of this exception combustion shall include any self-sustaining process of nuclear fission;
  • Any accidental loss or damage or liability directly or indirectly caused by or contributed to by or arising from nuclear weapons material.
  • Any accidental loss or damage and/or liability directly or indirectly or proximately or remotely occasioned by contributed to by or traceable to or arising out of or in connection with war, invasion, the act of foreign enemies, hostilities or warlike operations (whether before or after declaration of war) civil war, mutiny rebellion, military or usurped power or by any direct or indirect consequence of any of the said occurrences and in the event of any claim hereunder the insured shall prove that the accidental loss or damage and/or liability arose independently of and was in no way connected with or occasioned by or contributed to by or traceable to any of the said occurrences or any consequences thereof and in default of such proof, the Company shall not be liable to make any payment in respect of such a claim.

Additional Benefits

  • Loss of or damage to the vehicle insured
  • Accidental external means
  • Burglary, house-breaking or theft / Riot and strike
  • Fire, explosion self-ignition or lightning
  • Earthquake (Fire and Shock Damage)
  • Natural calamities like, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost.
  • Terrorist Activity/ Malicious Act
  • Landslide/Rockslide
  • whilst in transit by road rail inland - waterway lift elevator or air
  • No Claim Bonus Protection Cover
  • Emergency Transport & Hotel Expenses
  • Road Side Assistance-Add-on cover under Auto Secure
  • Daily Allowance

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