Bajaj Allianz Life Smart Wealth Goal

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Bajaj Allianz Life Smart Wealth Goal

Bajaj Allianz Life Smart Wealth Goal offers life cover, flexible payouts, and guaranteed returns to help you achieve long-term financial goals confidently.

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Details for Bajaj Allianz Life Smart Wealth Goal

Bajaj Allianz Life Smart Wealth Goal is a ULIP that blends insurance and investment. It offers loyalty benefits, fund boosters, multiple portfolio strategies, and periodic money backs. Policyholders can include family members, enjoy life cover charge returns, and flexible payouts. Ideal for long-term wealth creation with added protection, it also provides tax benefits.

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Sum Assured

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Age

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Premium Payment Term (Mode)

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Additional Benefits

  • On the completion of 10 years of the policy or the date of maturity whichever is earlier, all the allocation charges deducted under the policy during the policy term are added to the funds as Loyalty Benefit.
  • Fund Booster as a percentage of the average daily regular premium fund value during the previous 3 years is added into the fund as Loyalty Benefit every five years after the completion of 15 years of the policy.
  • At the time of policy purchase or any time before the 10th policy year, you can decide to take the Loyalty Benefits as Periodical Money Backs (through systematic partial withdrawals), as soon as they have been added in the Regular Premium Fund Value. You can change your choice any number of times before the end of the 10th policy year.
  • Like in few term plans, Bajaj Allianz Life Smart Wealth Goal returns the life cover charge at the end of the policy term if all regular premiums have been paid under the policy.
  • The policyholder can include his/her spouse, child, parents, grandparents or co-borrower in the life cover. This variant is available only as a single premium payment plan.
  • Additional Income Benefit on earlier occurrence of Death or accidental total permanent disability. (available only in Child Wealth Variant)
  • To suit the risk profile and requirements of different policyholders, the plan offers five investment portfolio strategies -- Investor Selectable Portfolio Strategy, Wheel of Life Portfolio Strategy II, Trigger Based Portfolio Strategy II, Auto Transfer Portfolio Strategy and Capital Preservation-Oriented Strategy.
  • Savvy policyholders with a better understanding of financial markets can choose the Investor Selectable Portfolio Strategy to build a portfolio for themselves by opting for one of eight fund options depending on their need, risk profile and time horizon.
  • The plan allows you to receive the maturity or death benefit in yearly, half-yearly, quarterly or monthly installments over a maximum period of five years.
  • Tax Benefits

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