ICICI Prudential Signature Plan - Investment Plan

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ICICI Prudential Signature Plan - Investment Plan

Invest in ICICI Prudential Signature Plan – a unit-linked life insurance plan offering growth, protection & wealth creation.

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Details for ICICI Prudential Signature Plan - Investment Plan

ICICI Prudential Signature Plan is a ULIP offering market-linked returns, life cover, tax benefits, and flexible investment options. It enables long-term wealth creation, goal-based planning, and fund switching, backed by ICICI’s trusted expertise. Ideal for those seeking protection with growth.

Sum Assured

Not available

Age

Not available

Premium Payment Term (Mode)

Not available

Death Benefits

  • Minimum Death Benefit will be 105% of the total premiums including Top-up premiums, if any received up to the date of death.

Maturity & Survival Benefits

  • On maturity of the policy, you will receive the Fund Value including the Top-up Fund Value, if any. You have the option to receive the Maturity Benefit either as a lump sum or as a structured payout using Settlement Option

Additional Benefits

  • Life Cover: Get a Life Cover for the entire policy term so that your family is financially secured even in your absence.
  • Return of all Premium Allocation Charges: The total of Premium Allocation Charges (excluding top-up premium allocation charges) deducted in the policy net of taxes will be added back to the Fund Value at the end of 10th policy year. The same amount will be added again at the end of every 5th policy year thereafter. So, the longer you stay with us, the more we add to your corpus! All these additions will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation.
  • Value Benefit: Savings is about creating value and to help create more value we reward you with Value Benefit based on your plan option. It is 5% of the annual premium and will be added to the fund value as extra units on receipt of 2nd year’s premium for Premier Plan and on receipt of 2nd year and 6th year’s premiums for Exclusive Plan. For non-annual modes of premium payment, value benefit will be added as and when modal premiums are received for Premier and Exclusive plan options.
  • Wealth Boosters: We will contribute to add your wealth creation by allocating extra units to your policy at the end of every 5th policy year starting from the end of 10th policy year till the end of your policy term. Wealth Booster will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circumstances.
  • Flexible Options: Choice of 4 portfolio strategies and wide range of funds across equity, balanced and debt to suit your saving needs
  • Lifelong Benefits: Enjoy policy benefits till 99 years of age with Whole Life policy term option
  • Easy Withdrawal: Systematic withdrawal plan to withdraw money regularly from your policy
  • Tax Benefits: You can avail tax benefits may be applicable on premiums paid and benefits received as per prevailing tax laws.
  • Death Benefit
  • Maturity Benefits
  • Wealth Booster
  • Partial Withdrawal Benefit
  • Systematic Withdrawal Plan (SWP)
  • Settlement Option
  • Unlimited Free switches between funds for Fixed Portfolio Strategy
  • Change in Portfolio strategy (CIPS)
  • Premium Redirection
  • Top Up Premium
  • Increase/ Decrease in Sum Assured
  • Increase/ Decrease in Premium Payment Term
  • Increase/ Decrease in Policy Term