Aditya Birla Activ Health - Platinum Enhanced Plan

Hospital Benefits

• In Patient Hospitalization - Expenses covered like room rent, doctor’s fee, operation theatre expenses, medicines, drugs and other consumables under the policy as per eligibility including COVID-19 Hospitalization expenses
• In case the Sum Insured with cumulative bonus (if any) is insufficient as a result of previous claims in that policy year, then you get an additional Sum Insured for your health needs, for subsequent claim due to unrelated illnes
• Mental Illness Hospitalisation - An excellent, first of its kind benefit is now available for you. The medical expenses incurred by you up to Sum Insured towards in-patient hospitalization specifically for any Mental Illness. The mental illness needs to be clinically significant and should not be related to intentional self-inflicted injury or attempt suicide by any means
• Modern Treatment Methods - Cover Modern Treatment Methods and Advancement in Technologies like robotic surgeries, oral chemotherapy, etc. (Refer to policy document for more details)
• Obesity Treatment - Covers medical expenses for Bariatric Surgery, which is medically necessary, on the written advice of Medical Practitioner. (Refer to policy document for more details)

Additional Benefits

• Earn up to 100% Health Returns
• Cumulative Bonus - 50% increase in Sum Insured every policy year, maximum upto 100% . Accumulated bonus will not be reduced even when claim is made in any subsequent year upto a limit of INR 1 Crore sum insured
• Wellness Coach - We constantly keep reminders for our work and schedules, but what about our diet, fitness and nutrition. Qualified wellness coach that will guide you through your wellness journey and gives you pointers for being the healthiest version of you
• Chronic Management Program - Activ Health’s Chronic program has been specially designed for people with conditions like Diabetes, Asthma, High Cholesterol and High Blood Pressure
• HealthReturns™ - Earn upto 100% HealthReturns™ forstaying fit and healthy and use it towards your health expenses*. Refer to policy document for more details
• Modern treatment methods covered, get Premium Waiver in case of detection of a critical illness, double your Sum Insured in 2 claim free years
• Modern treatment methods covered, get Premium Waiver in case of detection of a critical illness, double your Sum Insured in 2 claim free years